Ideas on Personal Finance
Below is a highlight of my FI journey. It took a lot of time and had its own twists and turns. But, I am happy to have been on this journey, and now after reaching FI – I am looking forward to the road ahead… Chapter 1: A Lost Decade? Life before I started on … Read more
After reaching Financial Independence, I am investing for Early Retirement in a low-cost portfolio that is conservative but also has some room for growth. Investing for Early Retirement: Safety First Rule Number One: Never Lose Money.Rule Number Two: Never Forget Rule Number One.Warren Buffett The above quote from the legendary investor Warren Buffett is funny … Read more
It is difficult to be pessimistic and be on the Financial Independence journey. Even though I am an optimist, there were some areas where I had to temper my optimism on my FI Journey. Optimism and Financial Independence Most people pursuing FI are, by definition, optimists (although pessimists may doubt this assertion)! People on the … Read more
I was worried about not having enough money to retire early, so I went with a lower safe withdrawal rate than the traditional 4% Rule (25x Rule). Safe Withdrawal Rate is not a common topic of discussion, so the first two sections provide a brief overview. If you are already familiar with Safe Withdrawal Rate, … Read more