Ideas on Personal Finance
In the whirlwind of today’s news cycle, it often feels like the world is always teetering on the edge of catastrophe. Negative headlines dominate our screens, and the constant deluge of dire news can be overwhelming. However, it is crucial to acknowledge an undeniable truth: the world is, in reality, progressing rather than regressing. The … Read more
This is my last article in the ‘stock market crash’ series. Over the last year, the market has taken us on a roller coaster ride. First, it fell by 20%. Now even as everyone is forecasting a recession, the market has recouped its losses. Through all these ups and downs, it is very easy to … Read more
It has been a roller coaster start to 2023! A month ago, everyone was worried. The market was down 20% in 2022. However, over the last month, the market has surprised everyone and has steadily gone up. In fact, the market is up more than 15% from its lows of last year! Stocks have been … Read more
Happy New Year! I am glad to say goodbye to 2022. What a year it has been for savers and investors. The high inflation was bad for savers, and the market downturn was bad for investors. Almost every type of investment was down. However, 2022 did offer some useful investing lessons. Diversification does not matter, … Read more
Last week, a friend mentioned that he is expecting there will be a recession next year. He said he is saving money to invest when the market goes down. He is probably right – there will be a recession next year. However, waiting for that to start investing is not a good idea. There are … Read more
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This blog has been beating the drum about saving and investing for a while now. However, readers have pointed out several reasons why they do not invest. I also had doubts about investing, and I did not invest for a long time. That was a big mistake because I lost out on all those years … Read more
Do you know who the best investors are? Based on a study by Fidelity, it was found that the people who had the best investment returns were … dead people! When Fidelity analyzed the investment returns on customer accounts, they found out that dead people had higher returns than other customers. Although I have not … Read more
With the stock market down substantially, many financial discussions nowadays focus on what other investment options are available apart from stocks. Stocks vs. Other Assets One can invest in several other assets – bonds, property, gold, cash, commodities, bitcoin, etc. However, are they worth investing in? No one can predict the future, but we can … Read more
For some Finer readers who like to listen to podcasts, one of my articles was featured in the Optimal Finance Daily podcast. Please click here to listen online or click here to listen on the Apple Podcast app or search for “Optimal Finance Daily” in your podcast app (Episode 1,944). For those of us who … Read more