Help! Everything is Getting More Expensive (aka How to Deal with Inflation)

Help! Everything is Getting More Expensive (aka How to Deal with Inflation)

Inflation means things get more expensive. We are seeing everything go up in price – from everyday items like groceries to cars and houses. Inflation is like the weather – everyone loves to talk about it, but no one can really do much about it. Governments worldwide, all-powerful central banks, and business leaders are all … Read more

We are all massively underpaid!

We are all massively underpaid!

We make way less than we realize – if we factor in the expenses related to our job and the actual time we spend on our job. Overworked and Underpaid I used to complain that I was overworked and underpaid. Little did I know how much I was underpaid until I had a conversation with … Read more

Do you work for money, or Does money work for you?

Work for money or Money work for you

The simple difference between working for money and having money work for you can be the difference between being poor or becoming wealthy! It’s your lucky day… Someone comes up to you and offers to make money for you. Even better, they expect nothing from you! Initially, you think that it is a joke. But … Read more

The cult of overwork – Why we still value it and How to overcome it

Cult of Overwork

Hard work vs. Overwork A management consultant might seem an unlikely candidate to address the issue of overwork, considering that, in my past, I routinely logged 80-90 hour workweeks. However, I have witnessed first-hand the harm overworking can cause. Don’t get me wrong – hard work is a good thing. But when it transforms into … Read more

The surprising reason we suck at Financial Planning (or any other planning)

Long Term Planning

Evolution has taught us to think short-term and made it difficult to plan for the future. Making a few small changes might help us get better at financial planning. Why we are bad at Financial Planning Planning, by definition, involves thinking about the future. You may want to develop a financial plan to buy a … Read more

Money is an Amplifier (or Financial Independence will not automatically bring you happiness)

If you are happy, Financial Independence (FI) will make you happier. Pursue happiness before pursuing FI. Financial Independence and Happiness One of my big revelations after reaching Financial Independence (FI) was that it did not change my level of happiness. During my FI journey, I had imagined that everything would get better once I hit … Read more